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1 method of compounding
Банковское дело: метод начисления сложных процентов -
2 annuity method of depreciation
учет метод аннуитета при начислении амортизации; амортизация методом сложных процентов (метод амортизации основных средств, целью которого является достижение примерно одинаковых годовых сумм амортизационных расходов и стоимости капитала, инвестированного в основные средства; для этого в первые года использования актива, когда процентные расходы выше, начисляется меньшая амортизация, а в последующие года, когда процентные расходы ниже, начисляется большая амортизация; метод не рекомендуется Общепринятыми стандартами бухгалтерского учета)Syn:annuity depreciation, annuity method, compound interest depreciation, compound interest depreciation method, compound interest method of depreciationSee:Англо-русский экономический словарь > annuity method of depreciation
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3 CM
1) Общая лексика: Crisis Manager (SEIC), central meridian2) Компьютерная техника: Computer Modeled, Contextual Menus3) Биология: carboxymethyl4) Авиация: Conversion Manual, call maintenance, collective modification, crew member5) Медицина: cochlear micriphonics (микрофонный эффект улитки)6) Американизм: Consequence Management7) Военный термин: Canada Medal, Chairman's Memorandum, Changes Made, Chemical, Collection Management Division, Collection Manager, Colonial Marines, Combat Magic, Communication Management, Conceptual Model, Council Memorandum, Counter-mobility, Countermine Activities, Memorandum by the Chairman, Joint Chiefs of Staff, career management, career motivation, center of mass, certificate of merit, chemical munitions, chief of maintenance, class of material, classified message, code message, collection management, combat materiel, command message, commander's manual, communications module, complementary manual, condition monitoring, confidential memorandum, continuous monitoring, contract management, contract modification, controlled minefield, corrective maintenance, cost model, countermeasures, countermortar, court martial, crewman, cruise missile, Countermeasure (s)8) Техника: Curtail M, camera module, coarse mixing, code modulation, color monitor, common memory, common-mode signal, communications memory, communications multiplexer, comparator, computer-manual, concentrating mirror, constant-mesh, contact mask, coolant melt, coolant mixing, core melt, radioelectronic countermeasures9) Сельское хозяйство: combustible matter10) Шутливое выражение: Condescension Man11) Химия: Cementitious Materials, Customized Microscopy12) Математика: Championship Manager, поправка на среднее значение (correction for mean), содержательная модель (conceptual model)13) Железнодорожный термин: Central Montana Rail Incorporated14) Юридический термин: Case Management, Colored Male15) Бухгалтерия: Compounding Method, Contribution Margin, маржинальная прибыль (стоимость продаж минус переменные затраты)16) Грубое выражение: Chick Magnet17) Дипломатический термин: (cruise missile) крылатая ракета18) Металлургия: country of melt19) Политика: Cameroon20) Телекоммуникации: Connection Manager, Communications Module (AT&T 5ESS)21) Сокращение: Certified Master, Cluster Munition, Common Market, Competent Munitions, Congregation of the Mission, Corresponding Member, CounterMine, Countermeasure, Court-Martial, circuit master, see C-M P&, Command Module (Apollo spacecraft), (type abbreviation) Corvette (Peruvian Navy; guided missile), Coal Measures, Colour Monitor, Communications, Compartmented Mode, Cost of Mission, cellular manufacturing22) Физиология: Cyclical Menses23) Шахматы: CheckMate24) Электроника: Cassette Module, Common Mode, Cross Modulation25) Вычислительная техника: . command mode, central module, computer module, control mark, Command Module (Apollo spacecraft, Space), Configuration Manager (BIOS, PNP), Compatibility Mode (PARISC, NM), Connection Management (RR, MM, GSM, Mobile-Systems), модуль связи, мультиплексор каналов связи, память на магнитных сердечниках, центральный модуль27) Иммунология: Clinical Modification, Clinical Modifications28) Биохимия: Quinacrine Mustard29) Онкология: Centimeter - 0.01 Meters30) Космонавтика: Command Module31) Картография: catholic mission32) Банковское дело: collusive merchant, Capital Market (IB&CM - Investment Banking and Capital Market)33) Фирменный знак: Cambridge Thermionics, Canyon Medical34) СМИ: Commercial Message, Contact Management35) Деловая лексика: Chosen Multiplier, антикризисный управляющий36) Глоссарий компании Сахалин Энерджи: cubic meter37) Образование: Common Man38) Сетевые технологии: Cable Modem, Connection Management, Content Management, cache-movable, command mode, communication module, communication multiplexer, communication multiplexing, configuration management, contact manager, control module, core memory39) Полимеры: compression molding, compression-molded40) Автоматика: coolant management41) Контроль качества: correction for mean42) Пластмассы: Chlorinated Polyethylene Rubber43) Сахалин Р: construction Management44) Океанография: Current Meter45) Химическое оружие: chemical matters46) Безопасность: Cryptological Mathematics47) Расширение файла: Bitmap graphics (8bit, Unix Puzzle), Data (CraftMan)48) Нефть и газ: УКС, управляющий кризисными ситуациями49) Электротехника: cyclically magnetized50) США: Central Michigan51) Имена и фамилии: Charles Mack, Chris Miller52) Должность: Case Manager, Cast Member, Certified Manager, Chief Minister, Chill Master, Construction Manager53) Чат: Chat Maniac, Chat Monitor54) NYSE. Coles Myer, LTD.55) НАСА: Command Module (Apollo)56) Программное обеспечение: Cache Manager, Compilation Manager57) Единицы измерений: Circular Mils, Curly Maple -
4 Cm
1) Общая лексика: Crisis Manager (SEIC), central meridian2) Компьютерная техника: Computer Modeled, Contextual Menus3) Биология: carboxymethyl4) Авиация: Conversion Manual, call maintenance, collective modification, crew member5) Медицина: cochlear micriphonics (микрофонный эффект улитки)6) Американизм: Consequence Management7) Военный термин: Canada Medal, Chairman's Memorandum, Changes Made, Chemical, Collection Management Division, Collection Manager, Colonial Marines, Combat Magic, Communication Management, Conceptual Model, Council Memorandum, Counter-mobility, Countermine Activities, Memorandum by the Chairman, Joint Chiefs of Staff, career management, career motivation, center of mass, certificate of merit, chemical munitions, chief of maintenance, class of material, classified message, code message, collection management, combat materiel, command message, commander's manual, communications module, complementary manual, condition monitoring, confidential memorandum, continuous monitoring, contract management, contract modification, controlled minefield, corrective maintenance, cost model, countermeasures, countermortar, court martial, crewman, cruise missile, Countermeasure (s)8) Техника: Curtail M, camera module, coarse mixing, code modulation, color monitor, common memory, common-mode signal, communications memory, communications multiplexer, comparator, computer-manual, concentrating mirror, constant-mesh, contact mask, coolant melt, coolant mixing, core melt, radioelectronic countermeasures9) Сельское хозяйство: combustible matter10) Шутливое выражение: Condescension Man11) Химия: Cementitious Materials, Customized Microscopy12) Математика: Championship Manager, поправка на среднее значение (correction for mean), содержательная модель (conceptual model)13) Железнодорожный термин: Central Montana Rail Incorporated14) Юридический термин: Case Management, Colored Male15) Бухгалтерия: Compounding Method, Contribution Margin, маржинальная прибыль (стоимость продаж минус переменные затраты)16) Грубое выражение: Chick Magnet17) Дипломатический термин: (cruise missile) крылатая ракета18) Металлургия: country of melt19) Политика: Cameroon20) Телекоммуникации: Connection Manager, Communications Module (AT&T 5ESS)21) Сокращение: Certified Master, Cluster Munition, Common Market, Competent Munitions, Congregation of the Mission, Corresponding Member, CounterMine, Countermeasure, Court-Martial, circuit master, see C-M P&, Command Module (Apollo spacecraft), (type abbreviation) Corvette (Peruvian Navy; guided missile), Coal Measures, Colour Monitor, Communications, Compartmented Mode, Cost of Mission, cellular manufacturing22) Физиология: Cyclical Menses23) Шахматы: CheckMate24) Электроника: Cassette Module, Common Mode, Cross Modulation25) Вычислительная техника: . command mode, central module, computer module, control mark, Command Module (Apollo spacecraft, Space), Configuration Manager (BIOS, PNP), Compatibility Mode (PARISC, NM), Connection Management (RR, MM, GSM, Mobile-Systems), модуль связи, мультиплексор каналов связи, память на магнитных сердечниках, центральный модуль27) Иммунология: Clinical Modification, Clinical Modifications28) Биохимия: Quinacrine Mustard29) Онкология: Centimeter - 0.01 Meters30) Космонавтика: Command Module31) Картография: catholic mission32) Банковское дело: collusive merchant, Capital Market (IB&CM - Investment Banking and Capital Market)33) Фирменный знак: Cambridge Thermionics, Canyon Medical34) СМИ: Commercial Message, Contact Management35) Деловая лексика: Chosen Multiplier, антикризисный управляющий36) Глоссарий компании Сахалин Энерджи: cubic meter37) Образование: Common Man38) Сетевые технологии: Cable Modem, Connection Management, Content Management, cache-movable, command mode, communication module, communication multiplexer, communication multiplexing, configuration management, contact manager, control module, core memory39) Полимеры: compression molding, compression-molded40) Автоматика: coolant management41) Контроль качества: correction for mean42) Пластмассы: Chlorinated Polyethylene Rubber43) Сахалин Р: construction Management44) Океанография: Current Meter45) Химическое оружие: chemical matters46) Безопасность: Cryptological Mathematics47) Расширение файла: Bitmap graphics (8bit, Unix Puzzle), Data (CraftMan)48) Нефть и газ: УКС, управляющий кризисными ситуациями49) Электротехника: cyclically magnetized50) США: Central Michigan51) Имена и фамилии: Charles Mack, Chris Miller52) Должность: Case Manager, Cast Member, Certified Manager, Chief Minister, Chill Master, Construction Manager53) Чат: Chat Maniac, Chat Monitor54) NYSE. Coles Myer, LTD.55) НАСА: Command Module (Apollo)56) Программное обеспечение: Cache Manager, Compilation Manager57) Единицы измерений: Circular Mils, Curly Maple -
5 cM
1) Общая лексика: Crisis Manager (SEIC), central meridian2) Компьютерная техника: Computer Modeled, Contextual Menus3) Биология: carboxymethyl4) Авиация: Conversion Manual, call maintenance, collective modification, crew member5) Медицина: cochlear micriphonics (микрофонный эффект улитки)6) Американизм: Consequence Management7) Военный термин: Canada Medal, Chairman's Memorandum, Changes Made, Chemical, Collection Management Division, Collection Manager, Colonial Marines, Combat Magic, Communication Management, Conceptual Model, Council Memorandum, Counter-mobility, Countermine Activities, Memorandum by the Chairman, Joint Chiefs of Staff, career management, career motivation, center of mass, certificate of merit, chemical munitions, chief of maintenance, class of material, classified message, code message, collection management, combat materiel, command message, commander's manual, communications module, complementary manual, condition monitoring, confidential memorandum, continuous monitoring, contract management, contract modification, controlled minefield, corrective maintenance, cost model, countermeasures, countermortar, court martial, crewman, cruise missile, Countermeasure (s)8) Техника: Curtail M, camera module, coarse mixing, code modulation, color monitor, common memory, common-mode signal, communications memory, communications multiplexer, comparator, computer-manual, concentrating mirror, constant-mesh, contact mask, coolant melt, coolant mixing, core melt, radioelectronic countermeasures9) Сельское хозяйство: combustible matter10) Шутливое выражение: Condescension Man11) Химия: Cementitious Materials, Customized Microscopy12) Математика: Championship Manager, поправка на среднее значение (correction for mean), содержательная модель (conceptual model)13) Железнодорожный термин: Central Montana Rail Incorporated14) Юридический термин: Case Management, Colored Male15) Бухгалтерия: Compounding Method, Contribution Margin, маржинальная прибыль (стоимость продаж минус переменные затраты)16) Грубое выражение: Chick Magnet17) Дипломатический термин: (cruise missile) крылатая ракета18) Металлургия: country of melt19) Политика: Cameroon20) Телекоммуникации: Connection Manager, Communications Module (AT&T 5ESS)21) Сокращение: Certified Master, Cluster Munition, Common Market, Competent Munitions, Congregation of the Mission, Corresponding Member, CounterMine, Countermeasure, Court-Martial, circuit master, see C-M P&, Command Module (Apollo spacecraft), (type abbreviation) Corvette (Peruvian Navy; guided missile), Coal Measures, Colour Monitor, Communications, Compartmented Mode, Cost of Mission, cellular manufacturing22) Физиология: Cyclical Menses23) Шахматы: CheckMate24) Электроника: Cassette Module, Common Mode, Cross Modulation25) Вычислительная техника: . command mode, central module, computer module, control mark, Command Module (Apollo spacecraft, Space), Configuration Manager (BIOS, PNP), Compatibility Mode (PARISC, NM), Connection Management (RR, MM, GSM, Mobile-Systems), модуль связи, мультиплексор каналов связи, память на магнитных сердечниках, центральный модуль27) Иммунология: Clinical Modification, Clinical Modifications28) Биохимия: Quinacrine Mustard29) Онкология: Centimeter - 0.01 Meters30) Космонавтика: Command Module31) Картография: catholic mission32) Банковское дело: collusive merchant, Capital Market (IB&CM - Investment Banking and Capital Market)33) Фирменный знак: Cambridge Thermionics, Canyon Medical34) СМИ: Commercial Message, Contact Management35) Деловая лексика: Chosen Multiplier, антикризисный управляющий36) Глоссарий компании Сахалин Энерджи: cubic meter37) Образование: Common Man38) Сетевые технологии: Cable Modem, Connection Management, Content Management, cache-movable, command mode, communication module, communication multiplexer, communication multiplexing, configuration management, contact manager, control module, core memory39) Полимеры: compression molding, compression-molded40) Автоматика: coolant management41) Контроль качества: correction for mean42) Пластмассы: Chlorinated Polyethylene Rubber43) Сахалин Р: construction Management44) Океанография: Current Meter45) Химическое оружие: chemical matters46) Безопасность: Cryptological Mathematics47) Расширение файла: Bitmap graphics (8bit, Unix Puzzle), Data (CraftMan)48) Нефть и газ: УКС, управляющий кризисными ситуациями49) Электротехника: cyclically magnetized50) США: Central Michigan51) Имена и фамилии: Charles Mack, Chris Miller52) Должность: Case Manager, Cast Member, Certified Manager, Chief Minister, Chill Master, Construction Manager53) Чат: Chat Maniac, Chat Monitor54) NYSE. Coles Myer, LTD.55) НАСА: Command Module (Apollo)56) Программное обеспечение: Cache Manager, Compilation Manager57) Единицы измерений: Circular Mils, Curly Maple -
6 cm
1) Общая лексика: Crisis Manager (SEIC), central meridian2) Компьютерная техника: Computer Modeled, Contextual Menus3) Биология: carboxymethyl4) Авиация: Conversion Manual, call maintenance, collective modification, crew member5) Медицина: cochlear micriphonics (микрофонный эффект улитки)6) Американизм: Consequence Management7) Военный термин: Canada Medal, Chairman's Memorandum, Changes Made, Chemical, Collection Management Division, Collection Manager, Colonial Marines, Combat Magic, Communication Management, Conceptual Model, Council Memorandum, Counter-mobility, Countermine Activities, Memorandum by the Chairman, Joint Chiefs of Staff, career management, career motivation, center of mass, certificate of merit, chemical munitions, chief of maintenance, class of material, classified message, code message, collection management, combat materiel, command message, commander's manual, communications module, complementary manual, condition monitoring, confidential memorandum, continuous monitoring, contract management, contract modification, controlled minefield, corrective maintenance, cost model, countermeasures, countermortar, court martial, crewman, cruise missile, Countermeasure (s)8) Техника: Curtail M, camera module, coarse mixing, code modulation, color monitor, common memory, common-mode signal, communications memory, communications multiplexer, comparator, computer-manual, concentrating mirror, constant-mesh, contact mask, coolant melt, coolant mixing, core melt, radioelectronic countermeasures9) Сельское хозяйство: combustible matter10) Шутливое выражение: Condescension Man11) Химия: Cementitious Materials, Customized Microscopy12) Математика: Championship Manager, поправка на среднее значение (correction for mean), содержательная модель (conceptual model)13) Железнодорожный термин: Central Montana Rail Incorporated14) Юридический термин: Case Management, Colored Male15) Бухгалтерия: Compounding Method, Contribution Margin, маржинальная прибыль (стоимость продаж минус переменные затраты)16) Грубое выражение: Chick Magnet17) Дипломатический термин: (cruise missile) крылатая ракета18) Металлургия: country of melt19) Политика: Cameroon20) Телекоммуникации: Connection Manager, Communications Module (AT&T 5ESS)21) Сокращение: Certified Master, Cluster Munition, Common Market, Competent Munitions, Congregation of the Mission, Corresponding Member, CounterMine, Countermeasure, Court-Martial, circuit master, see C-M P&, Command Module (Apollo spacecraft), (type abbreviation) Corvette (Peruvian Navy; guided missile), Coal Measures, Colour Monitor, Communications, Compartmented Mode, Cost of Mission, cellular manufacturing22) Физиология: Cyclical Menses23) Шахматы: CheckMate24) Электроника: Cassette Module, Common Mode, Cross Modulation25) Вычислительная техника: . command mode, central module, computer module, control mark, Command Module (Apollo spacecraft, Space), Configuration Manager (BIOS, PNP), Compatibility Mode (PARISC, NM), Connection Management (RR, MM, GSM, Mobile-Systems), модуль связи, мультиплексор каналов связи, память на магнитных сердечниках, центральный модуль27) Иммунология: Clinical Modification, Clinical Modifications28) Биохимия: Quinacrine Mustard29) Онкология: Centimeter - 0.01 Meters30) Космонавтика: Command Module31) Картография: catholic mission32) Банковское дело: collusive merchant, Capital Market (IB&CM - Investment Banking and Capital Market)33) Фирменный знак: Cambridge Thermionics, Canyon Medical34) СМИ: Commercial Message, Contact Management35) Деловая лексика: Chosen Multiplier, антикризисный управляющий36) Глоссарий компании Сахалин Энерджи: cubic meter37) Образование: Common Man38) Сетевые технологии: Cable Modem, Connection Management, Content Management, cache-movable, command mode, communication module, communication multiplexer, communication multiplexing, configuration management, contact manager, control module, core memory39) Полимеры: compression molding, compression-molded40) Автоматика: coolant management41) Контроль качества: correction for mean42) Пластмассы: Chlorinated Polyethylene Rubber43) Сахалин Р: construction Management44) Океанография: Current Meter45) Химическое оружие: chemical matters46) Безопасность: Cryptological Mathematics47) Расширение файла: Bitmap graphics (8bit, Unix Puzzle), Data (CraftMan)48) Нефть и газ: УКС, управляющий кризисными ситуациями49) Электротехника: cyclically magnetized50) США: Central Michigan51) Имена и фамилии: Charles Mack, Chris Miller52) Должность: Case Manager, Cast Member, Certified Manager, Chief Minister, Chill Master, Construction Manager53) Чат: Chat Maniac, Chat Monitor54) NYSE. Coles Myer, LTD.55) НАСА: Command Module (Apollo)56) Программное обеспечение: Cache Manager, Compilation Manager57) Единицы измерений: Circular Mils, Curly Maple -
7 differential
дифференциал; дифференциальный механизм; дифференциальная передача; перепад (давления, температуры); разность (давлений, температур); порог срабатывания (фотоэлектрической системы); II дифференциальный; разностный- differential absorption - differential absorption coefficient - differential absorption lidar - differential absorption method - differential absorption spectroscopy - differential action - differential adjusting wrench - differential aeration - differential aeration corrosion - differential amplifier - differential amplitude discriminator - differential analyser - differential annealing - differential band drive - differential barometer- bearer- differential bevel pinion - differential cable mechanism - differential cage - differential calculus - differential calorimeter - differential cam mechanism - differential capacitance - differential capacitivity - differential capacitor - differential change gear - differential change gear train - differential comparator - differential compound excitation - differential compounding - differential computing potentiometer - differential condensation - differential conductivity - differential connection - differential constraint - differential control - differential control crank - differential control method - differential corrosion - differential coupling - differential crown wheel - differential current protection - differential curve - differential cylinder - differential delay - differential detector - differential diffraction factor - differential distillation - differential drive - differential dynamometer - differential edge-runners - differential engine - differential fault - differential fill-up shoe - differential gear - differential gear train - differential head - differential head meter - differential heating - differential hold - differential lock - differential lock clutch - differential lock valve - differential locking device - differential locking jaw - differential master gear - differential motion - differential of function - differential phase - differential pinion - differential pinion shaft - differential piston - differential planetary gear reduction - differential pressure - differential pressure gauge - differential pressure control valve - differential pressure pickup - differential pressure valve - differential pulley - differential pulley block - differential rate - differential ring gear - differential rolling bit - differential screw - differential screw coupling - differential screw jack - differential separation - differential side gear - differential spider - differential spider pinion - differential transmission - differential valve - differential weight indicator - differential winding - bell-type differential pressure gage - cooling differential - cross-axle differential - cylindrical gear differential - double reduction differential - exact differential - fixed differential - gearless differential - harmonic differential - heat differential - high-traction differential - inexact differential - inter-axle differential - interior differential needle valve - limited slip differential - limited-slip differential gear - linear differential - lock differential link - locking differential - master differential - mechanical differential - nonequalizing differential - ordinary differential - partial differential - pitch line differential - planetary differential - power-dividing differential - power-proportioning differential - pressure differential - pressure differential unloading - pressure-lubricated differential - quadratic differential - rack-type differential - rear-axle differential - remote differential pressure gage - remote-control differential pressure gage - screw differential - self-acting differential pressure regulator - self-locking differential - spur differential - spur gear differential - time differential - torque proportioning differential - total differential - transverse differential protection - viscous differential -
8 continuous
прил.1)а) общ. непрерывный, непрекращающийся, непрерываемый; постоянный, постоянно действующийSee:, continuous assessment, continuous audit, continuous bond, continuous budget, continuous budgeting, continuous change, continuous compounding, continuous discounting, continuous improvement, continuous innovation, continuous inventory, continuous market, continuous method, continuous movement, continuous net settlement, continuous on-the-job training, continuous process, continuous production, continuous professional development, continuous scale, continuous service, continuous shift system, continuous stocktaking, continuous stock-taking, continuous premium whole lifeб) общ. бессменныйcontinuous crop — бессменная с.-х. культура
See:2) мат. непрерывная (характеристка функции, обладающей непрерывностью)A function y=f(x) is continuous if there are no breaks in its graph, or crudely, if it can be drawn without taking the pen from the paper. — Функция y=f(x) называется непрерывной, если ее график не имеет разрывов или, грубо говоря, его можно начертить, не отрывая карандаш от бумаги.
See: -
9 rate of return
Finan accounting ratio of the income from an investment to the amount of the investment, used to measure financial performance.EXAMPLEThere is a basic formula that will serve most needs, at least initially:[(Current value of amount invested – Original value of amount invested) / Original value of amount invested] × 100% = rate of returnIf $1,000 in capital is invested in stock, and one year later the investment yields $1,100, the rate of return of the investment is calculated like this:[(1100 – 1000) / 1000] × 100% = 100 / 1000 × 100% = 10% rate of returnNow, assume $1,000 is invested again. One year later, the investment grows to $2,000 in value, but after another year the value of the investment falls to $1,200. The rate of return after the first year is:[(2000 – 1000) / 1000] × 100% = 100%The rate of return after the second year is:[(1200 – 2000) / 2000] × 100% = – 40%The average annual return for the two years (also known as average annual arithmetic return) can be calculated using this formula:(Rate of return for Year 1 + Rate of return for Year 2) /2 = average annual returnAccordingly:(100% + – 40%) /2 = 30%The average annual rate of return is a percentage, but one that is accurate over only a short period, so this method should be used accordingly.The geometric or compound rate of return is a better yardstick for measuring investments over the long term, and takes into account the effects of compounding. This formula is more complex and technical.The real rate of return is the annual return realized on an investment, adjusted for changes in the price due to inflation. If 10% is earned on an investment but inflation is 2%, then the real rate of return is actually 8%.
См. также в других словарях:
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Rule of 72 — In finance, the rule of 72, the rule of 70 and the rule of 69 are methods for estimating an investment s doubling time. The number in the title is divided by the interest percentage per period to get the approximate number of periods needed for… … Wikipedia
Pharmacy — For other uses, see Pharmacy (disambiguation). The mortar and pestle, one of the internationally recognized symbols to represent the pharmacy profession … Wikipedia
Continuous-repayment mortgage — Analogous to continuous compounding, a continuous annuity[1][2] is an ordinary annuity in which the payment interval is narrowed indefinitely. A (theoretical) continuous repayment mortgage is a mortgage loan paid by means of a continuous annuity … Wikipedia